:root{
  --ink:#0b1530;--navy:#071126;--navy-2:#0e1b3d;--navy-3:#172a5a;
  --gold:#c6a15b;--gold-2:#e2c785;--wine:#8f2d35;
  --paper:#f6f3ec;--ivory:#fcfbf8;--white:#fff;--line:#ddd6c8;
  --muted:#667085;--text:#172036;--soft:#eef0f5;--ok:#2f6b58;
  --radius:22px;--shadow:0 28px 70px rgba(7,17,38,.12);
  --serif:Georgia,"Times New Roman",serif;--sans:Inter,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;font-family:var(--sans);background:var(--ivory);color:var(--text);line-height:1.6;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{color:inherit}.container{width:min(1120px,calc(100% - 40px));margin:auto}.section{padding:86px 0}.section.compact{padding:66px 0}.section-dark{background:var(--navy);color:#fff}.section-paper{background:var(--paper)}.eyebrow{display:inline-flex;align-items:center;gap:10px;text-transform:uppercase;letter-spacing:.18em;font-size:.72rem;font-weight:800;color:var(--gold)}.eyebrow:before{content:"";width:34px;height:1px;background:currentColor}.section-head{max-width:760px;margin:0 auto 42px;text-align:center}.section-head.center{text-align:center;margin-inline:auto}.section-head.center .eyebrow:before{display:none}.section-head h2,.page-hero h1,.hero h1{font-family:var(--serif);font-weight:400;line-height:1.1;letter-spacing:-.025em;margin:.5rem 0 1rem}.section-head h2{font-size:clamp(2rem,3.7vw,3.15rem)}.section-head p{font-size:1rem;color:var(--muted);max-width:680px;margin-left:auto;margin-right:auto}.section-dark .section-head p,.section-dark .muted{color:rgba(255,255,255,.68)}.gold{color:var(--gold)}.muted{color:var(--muted)}.small{font-size:.86rem}.kicker{font-weight:700;color:var(--navy-2)}

/* NAV */
.site-nav{position:sticky;top:0;z-index:50;background:rgba(7,17,38,.96);backdrop-filter:blur(16px);border-bottom:1px solid rgba(198,161,91,.22)}.nav-inner{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;text-decoration:none}.brand img{width:95px;height:62px;object-fit:contain}.nav-links{display:flex;align-items:center;gap:26px}.nav-links a{text-decoration:none;color:rgba(255,255,255,.82);font-size:.82rem;font-weight:650}.nav-links a:hover{color:var(--gold-2)}.nav-actions{display:flex;align-items:center;gap:10px}.lang-link{display:inline-flex;min-width:42px;min-height:42px;align-items:center;justify-content:center;border:1px solid rgba(255,255,255,.18);border-radius:999px;color:#fff;text-decoration:none;font-size:.74rem;font-weight:800}.nav-cta{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 18px;border-radius:999px;background:var(--gold);color:var(--navy)!important;font-weight:800!important}.menu-btn{display:none;border:0;background:transparent;color:#fff;font-size:1.55rem;cursor:pointer}

/* HERO */
.hero{position:relative;overflow:hidden;background:var(--navy);color:#fff;padding:78px 0 64px}.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 76% 28%,rgba(198,161,91,.16),transparent 28%),linear-gradient(135deg,rgba(255,255,255,.03),transparent 45%);pointer-events:none}.hero-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px);background-size:64px 64px;mask-image:linear-gradient(to bottom,#000,transparent 85%)}.hero-inner{position:relative;display:grid;grid-template-columns:1.08fr .92fr;gap:54px;align-items:center}.hero h1{font-size:clamp(2.8rem,4.6vw,4.55rem);max-width:720px}.hero .lead{font-size:1.06rem;line-height:1.72;color:rgba(255,255,255,.74);max-width:650px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border-radius:999px;padding:14px 22px;font-size:.88rem;font-weight:800;transition:.2s transform,.2s background,.2s border-color}.btn:hover{transform:translateY(-2px)}.btn-gold{background:var(--gold);color:var(--navy)}.btn-light{background:#fff;color:var(--navy)}.btn-outline{border:1px solid rgba(255,255,255,.28);color:#fff}.btn-outline-dark{border:1px solid var(--line);color:var(--navy);background:#fff}.hero-note{margin-top:22px;font-size:.78rem;color:rgba(255,255,255,.5)}.hero-photo{position:relative;width:100%;max-width:440px;justify-self:center}.hero-photo .frame{border-radius:26px 26px 8px 26px;overflow:hidden;box-shadow:0 36px 80px rgba(0,0,0,.3);border:1px solid rgba(255,255,255,.1)}.hero-photo img{width:100%;height:auto;aspect-ratio:4/5;object-fit:cover;object-position:50% 50%}.hero-card{position:absolute;left:-24px;bottom:22px;background:rgba(255,255,255,.96);color:var(--text);width:min(285px,76%);padding:18px 20px;border-radius:16px;box-shadow:var(--shadow)}.hero-card strong{font-family:var(--serif);font-size:1.5rem;font-weight:400;display:block;color:var(--navy)}.hero-card span{font-size:.78rem;color:var(--muted)}
.proof-strip{position:relative;margin-top:65px;display:grid;grid-template-columns:repeat(4,1fr);border:1px solid rgba(255,255,255,.12);border-radius:18px;overflow:hidden}.proof-item{padding:22px 20px;border-right:1px solid rgba(255,255,255,.12)}.proof-item:last-child{border-right:0}.proof-item b{display:block;color:#fff;font-size:.95rem;margin-bottom:5px}.proof-item span{font-size:.74rem;color:rgba(255,255,255,.58)}

/* GRIDS */
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{background:#fff;border:1px solid #e8e2d8;border-radius:var(--radius);padding:28px;box-shadow:0 14px 40px rgba(7,17,38,.05)}.card h3{margin:.2rem 0 .8rem;font-size:1.13rem;color:var(--navy)}.card p{margin:0;color:var(--muted);font-size:.94rem}.icon-badge{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:rgba(198,161,91,.14);color:var(--navy);font-weight:900;margin-bottom:20px}.number{font-family:var(--serif);font-size:2.2rem;color:var(--gold);line-height:1}

/* NEED */
.need-grid .card{position:relative;overflow:hidden}.need-grid .card:after{content:"";position:absolute;right:-35px;bottom:-35px;width:100px;height:100px;border-radius:50%;border:1px solid rgba(198,161,91,.18)}

/* PILLARS */
.pillar{padding:34px 0;border-top:1px solid var(--line);display:grid;grid-template-columns:210px 1fr;gap:40px}.pillar:last-child{border-bottom:1px solid var(--line)}.pillar h3{font-family:var(--serif);font-weight:400;font-size:1.75rem;margin:0;color:var(--navy)}.pillar p{margin:0;color:var(--muted);max-width:780px}.pillar ul{margin:16px 0 0;padding-left:18px;color:var(--text);columns:2;gap:32px}.pillar li{margin:5px 0}

/* PROCESS */
.process{counter-reset:step}.process-card{position:relative;background:rgba(255,255,255,.055);border:1px solid rgba(255,255,255,.11);border-radius:20px;padding:30px;min-height:230px}.process-card:before{counter-increment:step;content:"0" counter(step);font-family:var(--serif);font-size:2.3rem;color:var(--gold)}.process-card h3{font-size:1.05rem;margin:18px 0 10px}.process-card p{color:rgba(255,255,255,.62);font-size:.9rem;margin:0}

/* PACKAGES */
.package-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;align-items:stretch}.package{background:#fff;border:1px solid #e1dbcf;border-radius:24px;padding:32px;display:flex;flex-direction:column}.package.featured{background:var(--navy);color:#fff;border-color:var(--gold);transform:translateY(-10px);box-shadow:0 30px 70px rgba(7,17,38,.18)}.package-tag{text-transform:uppercase;letter-spacing:.15em;font-size:.68rem;font-weight:850;color:var(--gold)}.package h3{font-family:var(--serif);font-size:1.72rem;font-weight:400;line-height:1.18;margin:10px 0 6px}.package .desc{font-size:.9rem;color:var(--muted);min-height:84px}.package.featured .desc{color:rgba(255,255,255,.65)}.price{font-family:var(--serif);font-size:2.7rem;line-height:1;color:var(--navy);margin:22px 0 4px}.package.featured .price{color:#fff}.price small{font-family:var(--sans);font-size:.75rem;color:var(--muted)}.package.featured .price small{color:rgba(255,255,255,.55)}.package ul{list-style:none;padding:18px 0 0;margin:18px 0 26px;border-top:1px solid #ece6dc;flex:1}.package.featured ul{border-color:rgba(255,255,255,.14)}.package li{position:relative;padding:6px 0 6px 22px;font-size:.86rem;color:#3d475b}.package.featured li{color:rgba(255,255,255,.78)}.package li:before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:900}.no-setup{margin-top:14px;padding:12px 14px;border-radius:12px;background:#f7f3ea;font-size:.75rem;color:#5c6576}.package.featured .no-setup{background:rgba(255,255,255,.07);color:rgba(255,255,255,.65)}

/* REVIEW */
.review-panel{display:grid;grid-template-columns:.82fr 1.18fr;background:var(--navy);color:#fff;border-radius:30px;overflow:hidden;box-shadow:var(--shadow)}.review-price{padding:52px;background:linear-gradient(145deg,var(--navy-3),var(--navy));display:flex;flex-direction:column;justify-content:center}.review-price .price{color:#fff;font-size:3.35rem}.review-price p{color:rgba(255,255,255,.62)}.review-content{padding:52px}.review-content h3{font-family:var(--serif);font-size:2.25rem;line-height:1.15;font-weight:400;margin:0 0 15px}.check-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px 24px;margin:24px 0}.check{font-size:.88rem;color:rgba(255,255,255,.78)}.check:before{content:"✓";color:var(--gold);margin-right:9px;font-weight:900}

/* FINANCIAL REVIEW OVERVIEW */
.review-overview{display:grid;grid-template-columns:.95fr 1.05fr;gap:24px;align-items:stretch}.review-overview-copy{display:flex;flex-direction:column;gap:24px}.review-overview-copy .section-head{max-width:none;text-align:left;margin:0}.review-overview-copy .section-head p{margin-left:0;margin-right:0}.review-overview-copy .section-head .eyebrow:before{display:block}.review-analysis-card{padding:30px}.review-analysis-card h3{margin:.1rem 0 .55rem}.review-analysis-card p{margin:0;color:var(--muted)}.analysis-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:20px}.analysis-item{padding:16px 17px;border:1px solid var(--line);border-radius:16px;background:linear-gradient(180deg,#fff,#fcfbf8)}.analysis-item b{display:block;color:var(--navy);font-size:.9rem;line-height:1.35;margin-bottom:6px}.analysis-item span{display:block;color:var(--muted);font-size:.82rem;line-height:1.5}.analysis-kicker{font-size:.72rem;text-transform:uppercase;letter-spacing:.14em;color:var(--gold);font-weight:800;margin-bottom:10px}

/* DASHBOARDS */
.dashboard-wrap{display:grid;grid-template-columns:1fr 1fr;gap:26px;align-items:stretch}.dashboard-card{background:#fff;border:1px solid var(--line);border-radius:22px;overflow:hidden;display:flex;flex-direction:column}.dashboard-thumb{display:block;padding:18px;background:#f8f5ee;border-bottom:1px solid var(--line);cursor:zoom-in}.dashboard-thumb img{width:100%;height:auto;aspect-ratio:auto;object-fit:contain;background:#fff;border:1px solid #e7e1d6;border-radius:16px;box-shadow:0 14px 28px rgba(7,17,38,.06)}.dashboard-card .copy{padding:22px 24px 24px}.dashboard-card h3{margin:0 0 6px;color:var(--navy)}.dashboard-card p{margin:0;color:var(--muted);font-size:.88rem}.dashboard-hint{grid-column:1/-1;text-align:center;font-size:.8rem;color:var(--muted);margin-top:-6px}.lightbox{position:fixed;inset:0;display:none;align-items:center;justify-content:center;padding:28px;background:rgba(7,17,38,.88);backdrop-filter:blur(6px);z-index:200}.lightbox.open{display:flex}.lightbox-inner{position:relative;max-width:min(1280px,94vw);max-height:90vh}.lightbox img{max-width:min(1280px,94vw);max-height:86vh;width:auto;height:auto;border-radius:18px;box-shadow:0 30px 80px rgba(0,0,0,.4);background:#fff}.lightbox-close{position:absolute;top:-14px;right:-14px;width:42px;height:42px;border:0;border-radius:999px;background:#fff;color:var(--navy);font-size:1.5rem;line-height:1;cursor:pointer;box-shadow:0 10px 30px rgba(0,0,0,.24)}.lightbox-caption{text-align:center;color:rgba(255,255,255,.82);font-size:.88rem;margin-top:14px}

/* EXPERIENCE */
.case{border-top:1px solid var(--line);padding:26px 0;display:grid;grid-template-columns:190px 1fr;gap:34px}.case:last-child{border-bottom:1px solid var(--line)}.case .label{font-size:.72rem;letter-spacing:.13em;text-transform:uppercase;color:var(--gold);font-weight:800}.case h3{margin:0 0 7px;color:var(--navy)}.case p{margin:0;color:var(--muted);font-size:.93rem}
.about-split{display:grid;grid-template-columns:.72fr 1.28fr;gap:62px;align-items:start}.about-photo{border-radius:22px;overflow:hidden;box-shadow:var(--shadow);position:sticky;top:120px;width:100%;max-width:390px;margin:0 auto}.about-photo img{width:100%;height:auto;aspect-ratio:4/5;object-fit:cover;object-position:50% 50%}.credential-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:28px 0}.credential{border:1px solid var(--line);border-radius:16px;padding:18px;background:#fff}.credential b{display:block;color:var(--navy);font-size:.85rem}.credential span{font-size:.78rem;color:var(--muted)}.timeline{margin-top:32px;border-left:1px solid var(--line);padding-left:28px}.timeline-item{position:relative;margin-bottom:26px}.timeline-item:before{content:"";position:absolute;left:-34px;top:7px;width:11px;height:11px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 5px var(--ivory)}.timeline-item b{display:block;color:var(--navy)}.timeline-item span{font-size:.8rem;color:var(--gold);font-weight:750}.timeline-item p{font-size:.88rem;color:var(--muted);margin:5px 0 0}

/* FIDUCIARIES */
.partner-banner{display:grid;grid-template-columns:1.1fr .9fr;border-radius:28px;background:var(--navy);color:#fff;overflow:hidden}.partner-copy{padding:54px}.partner-copy h2{font-family:var(--serif);font-size:clamp(2.15rem,3.4vw,2.9rem);font-weight:400;line-height:1.12;margin:10px 0 16px}.partner-copy p{color:rgba(255,255,255,.66)}.partner-list{padding:54px;background:rgba(255,255,255,.05);display:grid;gap:14px}.partner-list .row{padding:16px;border:1px solid rgba(255,255,255,.12);border-radius:14px}.partner-list b{display:block;color:#fff;font-size:.87rem}.partner-list span{font-size:.76rem;color:rgba(255,255,255,.55)}

/* FAQ */
.faq{max-width:900px;margin:auto}.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq summary{cursor:pointer;font-weight:750;color:var(--navy);list-style:none;padding-right:32px;position:relative}.faq summary:after{content:"+";position:absolute;right:0;color:var(--gold);font-size:1.3rem}.faq details[open] summary:after{content:"−"}.faq p{color:var(--muted);font-size:.91rem;margin:12px 0 0;max-width:790px}

/* CTA / FORM */
.cta-panel{display:grid;grid-template-columns:.95fr 1.05fr;background:var(--navy);color:#fff;border-radius:30px;overflow:hidden}.cta-copy{padding:54px}.cta-copy h2{font-family:var(--serif);font-size:clamp(2.2rem,3.4vw,3rem);font-weight:400;line-height:1.12;margin:12px 0 18px}.cta-copy p{color:rgba(255,255,255,.64)}.contact-form{background:#fff;color:var(--text);padding:44px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-size:.72rem;font-weight:800;color:var(--navy);letter-spacing:.03em}.field input,.field select,.field textarea{width:100%;border:1px solid #d8dce5;border-radius:12px;padding:13px 14px;font:inherit;font-size:.88rem;background:#fff;color:var(--text);outline:none}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(198,161,91,.12)}.field textarea{min-height:112px;resize:vertical}.form-note{font-size:.72rem;color:var(--muted);margin-top:12px}.form-status{display:none;margin-top:14px;padding:12px 14px;border-radius:12px;font-size:.8rem;line-height:1.45}.form-status.success{display:block;background:#edf7f2;color:#245c49;border:1px solid #cfe8dc}.form-status.error{display:block;background:#fff1f1;color:#8f2d35;border:1px solid #f0cccc}.form-submit:disabled{opacity:.7;cursor:wait;transform:none}.form-submit{border:0;cursor:pointer;width:100%;margin-top:16px}.direct-contact{display:flex;gap:18px;flex-wrap:wrap;margin-top:28px;font-size:.8rem}.direct-contact a{color:var(--gold-2);text-decoration:none}

/* PAGE HERO */
.page-hero{background:var(--navy);color:#fff;padding:70px 0 62px}.page-hero .wrap{max-width:820px;margin:0 auto;text-align:center}.page-hero h1{font-size:clamp(2.5rem,4.4vw,4rem)}.page-hero p{font-size:1.02rem;color:rgba(255,255,255,.68);max-width:720px;margin-left:auto;margin-right:auto}.breadcrumbs{font-size:.72rem;color:rgba(255,255,255,.45);margin-bottom:28px}.breadcrumbs a{color:rgba(255,255,255,.65);text-decoration:none}

/* FOOTER */
footer{background:#050c1c;color:#fff;padding:58px 0 28px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:50px}.footer-logo{width:120px;margin-bottom:20px}.footer-about{font-size:.82rem;color:rgba(255,255,255,.52);max-width:400px}.footer-title{font-size:.72rem;text-transform:uppercase;letter-spacing:.16em;color:var(--gold);font-weight:800;margin-bottom:14px}.footer-links{display:grid;gap:9px}.footer-links a{font-size:.8rem;color:rgba(255,255,255,.62);text-decoration:none}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid rgba(255,255,255,.1);margin-top:44px;padding-top:22px;font-size:.7rem;color:rgba(255,255,255,.4)}

@media(max-width:1020px){.nav-links{display:none;position:absolute;left:0;right:0;top:84px;background:var(--navy);padding:20px 24px 30px;flex-direction:column;align-items:flex-start;border-top:1px solid rgba(255,255,255,.08)}.nav-links.open{display:flex}.menu-btn{display:block}.nav-cta{display:none}.hero-inner,.about-split,.review-panel,.cta-panel,.partner-banner,.review-overview{grid-template-columns:1fr}.hero-photo{max-width:430px;margin:auto}.proof-strip{grid-template-columns:1fr 1fr}.proof-item:nth-child(2){border-right:0}.proof-item:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.12)}.grid-4{grid-template-columns:1fr 1fr}.package-grid{grid-template-columns:1fr}.package.featured{transform:none}.footer-grid{grid-template-columns:1fr 1fr}.about-photo{position:relative;top:0;max-width:390px}.pillar{grid-template-columns:1fr;gap:12px}}
@media(max-width:720px){.container{width:min(100% - 28px,1120px)}.section{padding:64px 0}.nav-inner{min-height:74px}.brand img{width:78px;height:52px}.nav-links{top:74px}.hero{padding:52px 0 46px}.hero-inner{gap:36px}.hero h1{font-size:clamp(2.45rem,11vw,3.25rem)}.hero-card{position:relative;left:auto;bottom:auto;margin:-24px 16px 0;width:auto}.proof-strip{margin-top:44px}.grid-2,.grid-3,.grid-4,.dashboard-wrap,.credential-grid,.check-grid,.form-grid,.analysis-grid{grid-template-columns:1fr}.pillar ul{columns:1}.case{grid-template-columns:1fr;gap:6px}.review-price,.review-content,.partner-copy,.partner-list,.cta-copy,.contact-form{padding:32px 24px}.review-content h3,.partner-copy h2,.cta-copy h2{font-size:2.15rem}.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.page-hero{padding:52px 0 46px}.page-hero h1{font-size:clamp(2.25rem,10vw,3rem)}.lightbox{padding:18px}.lightbox-close{top:-10px;right:-10px}}

.about-split .section-head{text-align:left;margin-left:0;margin-right:0}.about-split .section-head p{margin-left:0;margin-right:0}.about-split .section-head .eyebrow:before{display:block}
.page-hero .eyebrow:before{display:none}